$519, $680, and $179 GST/HST Rebates coming in January 2025: As we enter 2025, the Canada Revenue Agency (CRA) is preparing to issue GST/HST credit payments to eligible Canadians. These quarterly, tax-free payments are designed to help low- and moderate-income individuals and families offset the costs of the Goods and Services Tax (GST) and Harmonized Sales Tax (HST). For January 2025, payments of $519 for individuals, $680 for couples, and $179 per child under 19 are scheduled to be sent. This article breaks down eligibility, the payment schedule, and tips to ensure you receive your credit.
$519, $680, and $179 GST/HST Rebates coming in January 2025
The January 2025 GST/HST credit payments are a vital financial support for low- and moderate-income Canadians. Whether you qualify for the $519 individual maximum, the $680 couple amount, or $179 per child, these payments help offset the rising costs of goods and services. To ensure you receive your payment, file your taxes on time, update your information, and check your eligibility regularly. For more information, visit the Canada Revenue Agency’s GST/HST Credit Page.
| Key Information | Details |
|---|---|
| Payment Date | January 3, 2025 |
| Individual Maximum Payment | $519 annually |
| Couple Maximum Payment | $680 annually |
| Per Child Payment | $179 annually per child under 19 |
| Eligibility Criteria | Canadian resident, 19 years or older, meeting income thresholds |
| Income Thresholds | Phases out as income increases; thresholds vary based on family situation |
| Application Requirement | Filing of 2023 income tax return |
| Official Resource | Canada Revenue Agency – GST/HST Credit |
What is the GST/HST Credit?
The GST/HST credit is a tax-free quarterly payment from the Canada Revenue Agency. Its goal is to offset the additional costs low- and moderate-income Canadians incur due to GST and HST on goods and services. These payments are particularly valuable in helping families and individuals maintain financial stability amid inflationary pressures.
The credit amount depends on your income, marital status, and the number of children under 19 in your household.
Eligibility Criteria
To qualify for the GST/HST credit, you must meet the following conditions:
- Residency:
- You must be a Canadian resident for income tax purposes.
- Age:
- You must be 19 years or older. Exceptions are made if you are married, in a common-law partnership, or a parent living with your child.
- Income Thresholds:
- Your family net income determines your eligibility. The credit phases out as income increases beyond a certain point, with specific thresholds varying by family size.
- Tax Filing:
- You must file a 2023 income tax return (even if you have no income) for the CRA to assess your eligibility.
Payment Amounts
For the benefit period spanning July 2024 to June 2025, the maximum GST/HST credit amounts are:
- Single Individuals: Up to $519 annually.
- Couples: Up to $680 annually.
- Per Child Under 19: $179 annually per child.
Examples:
- A single individual with no dependents earning $35,000 annually may receive a reduced credit of $150.
- A married couple with two children earning a combined $40,000 annually could receive $1,038 ($680 for the couple and $179 per child).
Note: The exact payment amount decreases as income exceeds the eligibility thresholds.
Payment Schedule
GST/HST credit payments are issued quarterly. For 2025, the payment dates are as follows:
- January 3, 2025.
- April 4, 2025.
- July 4, 2025.
- October 3, 2025.
If your payment doesn’t arrive within 10 business days of the scheduled date, you should contact the CRA to resolve the issue.
How to Apply for the $519, $680, and $179 GST/HST Rebates coming in January 2025?
You don’t need to submit a separate application for the GST/HST credit. Instead, the CRA automatically determines your eligibility based on your income tax return.
Steps to Ensure You Receive the Credit:
- File Your 2023 Income Tax Return:
- File by the deadline (typically April 30, 2024).
- Even if you have no income, filing is essential to qualify for the credit.
- Update Your Personal Information:
- Notify the CRA of any changes in your marital status, address, or the number of dependents.
- Confirm Direct Deposit Details:
- Register for direct deposit through your CRA My Account to ensure timely payment.
Income Thresholds and Phase-Out
The GST/HST credit is designed to support those with low to moderate incomes, and the payment amount is reduced as income rises above certain thresholds. Here’s an overview:
- Single Individuals: Full credit up to an income of approximately $39,000, with eligibility phasing out at around $51,533.
- Couples: Full credit up to a family net income of approximately $40,000 for couples, phasing out beyond $54,647.
- Families with Children: Income thresholds increase based on the number of children under 19.
Provincial and Territorial Credits
In addition to the federal GST/HST credit, several provinces and territories provide additional support. These credits are often bundled with the federal payment and may include:
- Ontario Trillium Benefit (OTB): Combines the Ontario Sales Tax Credit, Energy and Property Tax Credit, and Northern Ontario Energy Credit.
- BC Climate Action Tax Credit: Provides additional payments to eligible British Columbians.
- Quebec Solidarity Tax Credit: Helps low-income households manage living expenses.
Tip: Check with your provincial government for specific eligibility and benefit details.
Tips to Maximize Your Credit
- File Taxes Early:
- Filing your return promptly ensures timely credit payments.
- Report Life Changes:
- Notify the CRA about changes in marital status, income, or the number of dependents to avoid delays or inaccuracies in payments.
- Double-Check Information:
- Ensure your income, address, and direct deposit details are correct when filing your return.
- Explore Other Benefits:
- Many recipients of the GST/HST credit also qualify for benefits like the Canada Child Benefit (CCB) or Guaranteed Income Supplement (GIS).
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Frequently Asked Questions (FAQs)
1. Who is eligible for the January 2025 GST/HST payment?
Anyone who filed a 2023 tax return, is a Canadian resident, and has a family net income below the eligibility thresholds is likely eligible.
2. How do I know my payment amount?
The CRA calculates your credit based on your 2023 income tax return. You can view the details in your CRA My Account.
3. Can I receive the GST/HST credit if I don’t have any income?
Yes, you can still qualify as long as you meet the residency and tax filing requirements.
4. What should I do if I don’t receive my payment on the scheduled date?
Contact the CRA at 1-800-959-8281 if your payment doesn’t arrive within 10 business days of the payment date.
5. Do I need to reapply each year?
No, eligibility is automatically reassessed annually based on your income tax return.
