Learn how to secure the 2.5% COLA increase for Social Security and SSI benefits in 2025. Discover step-by-step tips, eligibility details, and practical advice to maximize your payments and ensure a smooth transition into the new year.
The 2025 COLA increases benefits by 2.5%, raising average monthly Social Security payments to $1,976. SSI recipients will receive their January 2025 payment early, on December 31, 2024, due to the New Year’s Day holiday. Plan ahead to manage the longer gap until February.